Terms and conditions

Website Terms and Conditions

Effective Date: [Insert Date]

1. Introduction

Welcome to the website of the South African Institute of Stockbrokers (“SAIS”, “the Institute”, “we”, “our” or “us”).

These Website Terms and Conditions govern your access to and use of the SAIS website located at www.sais.co.za, including all webpages, member portals, candidate portals, learning resources, examination information, event registrations and related online services.

By accessing or using this website, you acknowledge that you have read, understood and agree to be bound by these Terms and Conditions.

If you do not agree with these Terms, you should discontinue use of the website.

2. About SAIS

SAIS is a South African professional body and industry association dedicated to promoting professionalism, integrity, education and ethical conduct within South Africa’s financial markets.

The website is intended to provide information regarding:

Membership
Professional qualifications
Professional Stockbroker Examinations
Financial Markets Practitioner programmes
Continuing Professional Development (CPD)
Events and conferences
Industry news
Publications
Governance documents
Member services

3. Acceptance of these Terms

Your continued use of this website constitutes acceptance of these Terms and Conditions, together with the SAIS Privacy Statement.

If you register as a member, candidate or event attendee, additional terms may apply.

4. Changes to these Terms

SAIS reserves the right to amend these Terms at any time.

Any amendments become effective immediately upon publication on this website.

Users are encouraged to review these Terms periodically.

5. Website Content

The content published on this website is provided for general information purposes only.

Although every reasonable effort is made to ensure that information is accurate and current, SAIS makes no warranty that:

all information is complete;
all information is current;
all information is error-free; or
the website will always remain available.

Published examination dates, fees, policies and events may change without notice.

6. No Professional Advice

Nothing contained on this website constitutes:

financial advice;
investment advice;
tax advice;
legal advice;
regulatory advice; or
professional advice of any nature.

Users should obtain independent professional advice before acting on any information published on this website.

7. Membership Information

Information relating to SAIS membership is provided for guidance only.

Membership applications remain subject to:

approval by SAIS;
compliance with the Constitution;
applicable By-Laws;
Code of Conduct;
Membership Policies; and
payment of applicable fees.

Submission of an application does not guarantee admission to membership.

8. Professional Examinations

Information relating to examinations is published for convenience.

SAIS reserves the right to amend:

examination schedules;
venues;
registration periods;
syllabi;
assessment methods;
fees;
examination rules; and
candidate requirements.

Candidates remain responsible for ensuring they comply with all current examination policies.

9. Continuing Professional Development (CPD)

Information relating to CPD is provided as general guidance.

Members remain responsible for ensuring they meet all CPD obligations in accordance with the current SAIS CPD Policy.

10. User Conduct

Users may not:

misuse the website;
interfere with website security;
upload malicious software;
attempt unauthorised access;
harvest data;
impersonate another person;
distribute spam;
use automated tools to scrape website content without permission; or
use the website for unlawful purposes.

SAIS reserves the right to restrict access where misuse is detected.

11. Intellectual Property

Unless otherwise stated, all website content is owned by or licensed to SAIS.

This includes:

logos
branding
text
publications
examination materials
study material
graphics
photographs
videos
training resources
downloadable documents
newsletters
website design

All intellectual property rights are reserved.

No material may be copied, reproduced, distributed or commercially exploited without prior written permission from SAIS, except where permitted by applicable copyright legislation.

12. Downloads

Documents made available for download remain the intellectual property of SAIS unless otherwise indicated.

Downloads are provided “as is” without warranty.

Users download documents at their own risk.

13. External Links

This website may contain links to third-party websites.

SAIS:

does not control those websites;
is not responsible for their content;
does not endorse their products or services; and
accepts no responsibility for any loss arising from their use.

14. Privacy

SAIS is committed to protecting personal information in accordance with:

the Protection of Personal Information Act, 2013 (POPIA); and
other applicable South African legislation.

The collection, processing, storage and sharing of personal information are governed by the SAIS Privacy Statement.

Personal information may be collected and processed for purposes connected with membership, CPD, examinations and the Institute’s constitutional objectives, may be hosted by trusted third-party service providers, and may be shared where required to fulfil regulatory, educational or operational functions.

15. Electronic Communications

By providing contact information through the website, users consent to receiving electronic communications from SAIS relating to:

membership;
examinations;
CPD;
events;
Institute notices;
newsletters;
regulatory updates; and
other services relevant to SAIS activities.

Users may opt out of non-essential marketing communications where permitted by law.

16. Cookies

The SAIS website may use cookies and similar technologies to:

improve website performance;
remember user preferences;
analyse website traffic; and
enhance user experience.

Users may disable cookies through their browser settings, although certain website functionality may be affected.

17. Website Security

SAIS takes reasonable technical and organisational measures to safeguard the website.

However, no website can be guaranteed to be completely secure.

Users remain responsible for protecting:

passwords;
login credentials; and
personal devices.

18. Website Availability

SAIS does not guarantee uninterrupted access.

The website may be unavailable due to:

maintenance;
upgrades;
security incidents;
technical failures; or
circumstances beyond SAIS’ reasonable control.

19. Limitation of Liability

To the fullest extent permitted by law, SAIS shall not be liable for any direct, indirect, incidental, consequential or special damages arising from:

use of this website;
inability to access the website;
reliance upon website content;
errors or omissions;
technical failures;
viruses; or
third-party websites.

Nothing in these Terms excludes liability where such exclusion would be unlawful under South African law.

20. Indemnity

Users agree to indemnify and hold harmless SAIS, its Council members, employees, officers and service providers against any claims, damages, liabilities or costs arising from:

breach of these Terms;
unlawful use of the website; or
infringement of third-party rights.

21. Suspension or Termination

SAIS may suspend or terminate website access where a user:

breaches these Terms;
compromises website security;
engages in unlawful activity; or
uses the website in a manner that may prejudice SAIS or other users.

22. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Republic of South Africa.

Any dispute arising from the use of this website shall be subject to the jurisdiction of the South African courts.

23. Contact Details

South African Institute of Stockbrokers
51 West Street
Houghton Estate
Johannesburg
South Africa

Telephone: +27 87 265 3616
Email: sais@sais.co.za
Website: www.sais.co.za